MULTI  FAMILY 5 + UNITS

RETAIL OFFICE AND UNITS

GRADE 

• PROPERTY CONDITION
• CASH FLOW
• VALUE
• REPAYMENT STRUCTURE

PROJECTS

CROSS COLLATERALIZATION

HOLD BACKS IN LIEU OF PAYMENTS

CONTRACTOR BID(S)

PERMITS FINALIZED

BUDGET

Link  Up

with

National Bankers

DCI Private Equity Inc.

Naud Robinson, Director-Broker

 E-mail First

With Contact Phone Number

 to Apply

Three Different Products

WE CLOSE BANK TURN DOWNS

Purchase Money Timely Closings

DCI Mortgage and Investment

 2 Year Bridge Loan

Northern California

NATIONWIDE

Naud Robinson Director of Product Development  Naud's charge is to expand its capital base to match its emerging growth in the current and future real estate secured funding markets.

Naud Robinson Director comment: The  real estate investment provides yield, equity and security in our volatile economy. It has proven to be a stable interim vehicle and performer for the mortgage banker and private equity investor in the Northern California market.

• FILE DOCUMENTATION
• APPLICATION
• CREDIT REPORT
• TAX RETURNS / YTD P/L
• BANK STATEMENT
• CURRENT LEASES 
• MORTGAGE STATEMENT
• INSURANCE COVERAGE
• PRELIMINARY TITLE

ALT DOCUMENTATION

INCREASED RENTS

PROVIDE BANK STATEMENTS

PURCHASE

PURCHASE AGREEMENT

DEBT SERVICE COVERAGE

SHORTAGE

PROVIDE OTHER CASH FLOW

INFORMATION

SAN FRANCISCO

SANTA CRUZ

SANTA CLARA

SAN BENITO

SAN MATEO

MONTEREY

SF BAY AREA

CA

REAL ESTATE SOLUTIONS

Main Office

19 N. 2nd Street, Suite 201

San Jose, CA 95113

Private Equity &

Commercial SBA

Naud's prior experience includes FHA/VA, Conventional Lending, Commercial/SBA Lending and Private Capital Investment/Servicer. Naud has also held Master Insurance Policies with PMI Private Mortgage Insurance, UGI United Guaranty Insurance and GE Capital and has acted as an underwriter for Special Projects with MGIC Insurer. Naud Robinson has a B.A., Degree and is a

Real Estate Broker and has been in the Commercial and Residential business since 1987.

Naud Robinson as a CEO has had institutional lenders, correspondent and servircer relationships with Fleet Mortgage, Countrywide, Empire Realty Credit Corp., Clarion Mortgage Bankers, Catalyst Mortgage Bankers,

GMAC, Wells Fargo, Citibank, Flagstar Bank and several  current relationships with Commercial/SBA lenders.

Naud Robinson is CEO of National Bankers Real Estate Inc. formerly known as IMCAL Investment Management of California. Naud  Robinson is a Director with DCI Private Equity Inc.

SBA and  Bank Loans

Fully Amortized

3mo., 3yr., 5 yr., 10 yr.

Const. and Rehab 55-80%

of cost of project available

720  Experian on Construction

675 on Purchase or Refinance

Office- Retail

Multi Use 5M Bank up to 9M SBA

Special Use 4M Bank up to 7M SBA

Mixed Use is 45% Comm. w/Apts

Rates as low as 4.75%

Hard/Soft Money MAX CLOSED SENARIO

Multi Family    250K-1M  DSCR 1.25  65%LTV    Appraisal- Walk Thru

Mixed Use      250K-1M   DSCR 1.50  65% LTV   Appraisal- Walk Thru

Office /Retail  250K-1M   DSCR 2.0    65% LTV   Appraisal- Walk Thru

Unit(s)             250K- UP  DSCR          70% LTV  Appraisal- Walk Thru

Bank Owned Purchases/ Investor Buy Sell Okay

Debt Consolidation & Cash Out

We Verify Rents - EZ Doc - No Scores Okay

DSCR Shortage we look to the credit file.

Hard Money Payments start as low as $822.92 per $100,000.00 2 yr.

Soft/ Hard Money start as low as 7.875% 3 yr. Fix/Arm Libor or 5yr T

Commercial, mixed use, retail and office properties, if there is a rate change it will be communicated to the broker or borrower and the final Truth in Lending calculations will be in the Final Document Package.

THANK YOU